Windshield Replacement - Insurance or Not

1,979 Views | 19 Replies | Last: 10 days ago by Earth Rider
High Functioning Moron
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Need the windshield of our Mazda CX-5 replaced and had a question about using insurance to replace it. We have comprehensive coverage with a $500 deductible so it would be covered. If we go through insurance will our rates be affected or is it just covered?

First quote was for $800+ so we would save a few hundred bucks. Any suggestions for a replacement in Houston?
aggiecody06
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Call Tomball Glass and get a quote. They do remote install all across Houston usually just $27 trip charge.
1agswitchin4lanes
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AG
I don't. Pay out-of-pocket.
combat wombat™
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AG
We got dropped into county mutual this year because we had several "not at fault" claims and one at fault claim in the last 5 years. That included a windshield. I would figure out how much more it's going to be to pay it all yourself. I wouldn't do it to save $200-300.
Rexter
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Juan's Auto Glass on 249
agdaddy04
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AG
1agswitchin4lanes said:

I don't. Pay out-of-pocket.

I should have. I didn't realize that even getting chips fixed hits your claim number, guess I was naive in that. Learned my lesson now.
ComeAndTakeIt
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Consider a non-OEM windshield also. I have had one replaced on a Jeep and it was half the price and looks great.
Ezra Brooks
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AG
I just used a company called Windshields R Us last week (out of pocket) and saved $150+ over SafeLight for a non-OEM windshield on my F150.

Had never heard of them but saw a van driving near my neighborhood so decided to see what their pricing was....overall great experience.
1agswitchin4lanes
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AG
Just had mine done by my new glass
Guy. Even cheaper than Apple.
RED AG 98
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AG
Contact info? Did you go with OEM glass or aftermarket?
1agswitchin4lanes
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AG
RED AG 98 said:

Contact info? Did you go with OEM glass or aftermarket?


I used fuyao. They opened a factory here in the USA and are OEMing for everyone.

Quality Glass. (832) 893-9867 Anilo is the owner. Tell him Wes with the Ford Lightning sent you.
BrazosDog02
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AG
agdaddy04 said:

1agswitchin4lanes said:

I don't. Pay out-of-pocket.

I should have. I didn't realize that even getting chips fixed hits your claim number, guess I was naive in that. Learned my lesson now.


Damn, never noticed any issue. I've had ~30 chips fixed and 6 OeM windshield replaced ON 3 trucks over the years. I abuse the **** out of insurance if I can.
Sazerac
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AG
Mailbox full. He out of business?

Any other recs?
1agswitchin4lanes
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AG
Sazerac said:

Mailbox full. He out of business?

Any other recs?


Text him.
Sazerac
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AG
Did that yesterday. No response. VM full. Doesn't bode well…. Have apple glass on the schedule. $300+ for a passenger window install.
1agswitchin4lanes
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AG
Sazerac said:

Did that yesterday. No response. VM full. Doesn't bode well…. Have apple glass on the schedule. $300+ for a passenger window install.


That's too bad.
water turkey
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It's a claim and you will get dinged come renewal. So is a tow or rent car thru insurance.
n_touch
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water turkey said:

It's a claim and you will get dinged come renewal. So is a tow or rent car thru insurance.
Basically anytime you choose to use a service that you pay for they will penalize you.
water turkey
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n_touch said:

water turkey said:

It's a claim and you will get dinged come renewal. So is a tow or rent car thru insurance.
Basically anytime you choose to use a service that you pay for they will penalize you.


Yeah, I learned this the hard way with tow and rent car through insurance….
Earth Rider
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AG
It was below my deductible. So I just paid for it.
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